Terms and Conditions

Using this website

This site belongs to Home Loans Manor, a mortgage lender working in Manor, TX and the surrounding area. By using it, you agree to these terms. If you don't agree, please don't use the site.

The site is here to explain the home loans we offer and how to reach us. It does not take applications, store accounts or accept documents.

General information, not a loan offer

Pages about conventional loans, FHA loans, VA loans and our other programs describe how those loans usually work. They are written for a broad audience. They are not a promise to lend, a pre-approval or advice about your own finances.

Whether a borrower can qualify depends on things we can only review with you directly, like credit, income, assets, the property and the down payment. Every loan is subject to a full application and underwriting.

Rates and programs change

Mortgage rates move, sometimes daily. Program rules, loan limits and fees can change too. Anything on this site about rates or terms may be out of date by the time you read it. The numbers that count are the ones a loan officer gives you for your situation, in writing, during the loan process.

Talking with us by phone

The phone is the only way to reach us through this site. Rate quotes and pre-qualification start with a conversation at (512) 956-7745, and on that call you decide what to share. That talk is a starting point, not a commitment from either side. Our Privacy Policy explains how we treat what you tell us.

Who owns the content

The words, layout and images on this site belong to Home Loans Manor or are used with permission. You may read them and share a page with someone you know. Please don't copy them for another business or website.

Limits on our responsibility

We work to keep this site accurate, but we can't promise it is complete, current or free of errors, or that it will always be available. We are not responsible for losses that come from relying on site content alone. Please confirm any decision with a loan officer before you act on it.

Texas law and updates

These terms fall under the laws of the State of Texas. We may change them from time to time, and the version posted here is the one that applies. If you have a question about them, give us a ring and we'll walk through it with you.